[Resolved] Axis Financial Home loan Awful experience with axis bank’s home loan

This is exactly Deepak away from Bangalore . We limited me for a long time away from composing this mail for you. However,, when i didn’t see any reaction and you can responsibility out of Axis Lender, I will not waiting.

All this been sometime when you look at the March this season. We booked a flat inside a flat when you look at the Bangalore and you will is actually given the get in touch with regarding Mr. Amit Sharma ([protected]) regarding Analytical Assets (to own AXIS Financial) by the creator. Mr. Amit satisfied me and that i explained him my paycheck, expenses and other expenses details, based on and this, he affirmed me personally which i have the qualification regarding 23 lacs. Because this matter is sufficient for my situation commit to come, We proceeded that have an understanding that eligibility is already assessed. Amit explained this option off their colleague may come to use the records and you can cheque to have running commission for this domestic financing. Following, I found myself contacted because of the Mr. Murugesh ([protected]), which emerged and built-up my data and also the cheque of Rs. 5618 into operating commission. I didn’t forget for the giving the cheque while the Mr. Amit had already affirmed me regarding my personal qualification. Mr. Murugesh took each one of these and returned. New confirmation processes started and that i waited for very long time thinking one to everything is happening better. Inside a couple of days, We watched you to my personal savings account is actually debited into cheque that i wanted to AXIS Financial getting Rs. 5618. Which gave me alot more depend on one to everything is going on better.

Basically did not have brand new qualifications, I am not a trick so you can follow the loan procedure and you will waste my personal Rs

This was a shock. There was no reason stated on the page. We named AXIS Bank’s workplace and spoke in order to Ms. Renu ([protected], landline [protected]. She mentioned that the latest page try sent by mistake and additionally they are focusing on the mortgage techniques. After, she named me up and to my wonder; she said that my personal qualification is not truth be told there to your financing. I found myself astonished. Which opinion came from AXIS Lender whether or not Mr. Amit had already explained that we had eligibility regarding 23 lacs, after the address and other verification processes were done, after the handling payment matter try obtained from my personal membership and you may shortly after waiting for so long. I debated that have Renu regarding how you will upcoming Mr. Amit tell that i encountered the qualification. 5618. She once again told me one she’s going to work with their unique director and come back to me personally. She titled once more a couple of days however,, all of them to declare that absolutely nothing would be complete and my personal qualifications is not indeed there as well as the financing can’t be approved. I experienced upset and you will requested their own to return straight back my personal operating payment amount. She told you the insurance policy is not around to return the amount. I understood regarding HDFC and you may ICICI Bank that when they will not sanction the borrowed funds, most of the data files plus the number try came back returning to the client. However, here, neither did I get right back my data right up until go out, neither the quantity.

Once i spotted you’ll find nothing yielding efficiency, I asked Renu to give their own manager’s count. She offered the number (disappointed, I really don’t contemplate his label) just in case We entitled, he was driving and you will mentioned that he’d give me a call right back. We waited for many months to possess his telephone call. You to definitely great time, that Ms. Indu (In my opinion this was the name) called me personally and you can asserted that her manager wanted to learn why I’d entitled him a few days straight back. We informed me their own whole story but, she read and you can informed me the exact same thing new running commission can not be came back. When i asked their own again, she asserted that she’ll correspond with their particular movie director and you can call me back. So it never ever taken place. To follow along with right up, once i entitled and communicate with their unique, she said their manager is out of station and you will she will not discover when he could be back. Now, immediately after over each week, I’m nevertheless waiting for this new manager’s label.

Sir, since you find, this will be an awful experience. I happened to be advised you to definitely a screen have examined AXIS Bank as the the best financial. I am not sure exactly how. At least, I would personally never say that. You can view they own offered false details about new qualifications, gathered this new records, taken the newest control payment following reverted right back proclaiming that qualification is an issue. Till day, they haven’t yet came back the latest records or the amount. have a peek at this web site Qualification ‘s the the very first thing that a customer requires worry just before giving one handling fee. However,, AXIS Bank has actually duped within this value and also produced particular money using this. I am not sure how many some body could have experienced which that have AXIS Financial. That it turns out an effective company for them. I do not think he has any business Ethics. How can they supply not true guidance on the customers making currency?

Suddenly, someday I got a letter inside my home address stating one to AXIS Lender cannot provide the financing in my opinion

Sir, I would personally hence ask you to please look into this problem urgently and help shield the latest customers’ rights. Your help certainly will make certain AXIS Lender will not repeat including instances later on which have almost every other buyers.